These General Terms and Conditions ("Terms and Conditions") govern access to and use of the Services, including all content, functions and features offered on or through laos.io (the "Website"). By using the website you agree to these terms and conditions. If you do not agree to all of the terms and conditions, you may not access or use the website. Laos.io reserves the right to change these conditions at any time by notifying users via email and posting changes on the website.
Laos.io offers users access to email notifications and information about Swiss cooperatives ("Services"). The Services are provided on an "as is" and "as available" basis. Laos.io may change, suspend, discontinue or restrict the services at any time.
The access to the services requires payment of subscription fees, as indicated on the website. All fees are indicated in Swiss Francs. Laos.io will notify users at least 30 days in advance via email and on the website about fee changes. Laos.io may change its fees at any time. Users will be notified via email and on the website about fee changes. The subscription fee will be charged monthly if not stated otherwise. The entire payment process will be handled through Stripe. Refunds are not possible for partially expired subscriptions.
Users can cancel their subscription at any time through their account dashboard on the website. The cancellation will be effective at the end of the current billing period. Laos.io does not provide refunds for incomplete subscription periods.
You agree not to use the services for illegal or unauthorized purposes. Prohibited activities include violating Swiss laws, transmitting malware, spamming, hacking, and unauthorized access to or use of the services or their use. You may not reproduce, duplicate, copy, sell, resell, or exploit any part of the services without laos.io's express written consent. This includes the use of data mining, robots, or similar tools for collecting and extracting data. You may not forward access to the services to third parties or share them with them. Laos.io reserves the right to terminate any account from which it is believed that it forwards emails or notifications of the services to unauthorized third parties. If you violate these conditions, laos.io may terminate your subscription.
Laos.io reserves the right to suspend or terminate your account if you violate these conditions. We may also terminate your subscription for inactivity or for other business reasons. After termination, we will delete your account and all associated data.
Laos.io reserves the right to change all or any part of the services with a reasonable notice, which will be posted on the website and sent to users via email. Users will be notified about significant changes via email and on the website. Continued use of the services after notification constitutes acceptance of all changes.
Laos.io is not liable for indirect, incidental, special, or consequential damages arising from the use of the services. Laos.io's total liability is limited to the amounts a user paid in the previous year. In some jurisdictions, limitations of liability are not permitted, so this provision may not apply.
The services and all information on the website are provided without warranty and without any guarantee. Laos.io disclaims all other express or implied warranties. This includes warranties of merchantability, fitness for a particular purpose, and non-infringement of third-party rights.
These terms and conditions are governed by the laws of Bern, Switzerland, without regard to the provisions of the conflict of law rules. The courts in Bern, Switzerland, have exclusive jurisdiction over all disputes arising out of these conditions or the use of the services. Laos.io and the users agree to personal jurisdiction and venue in these courts.
Please read our privacy policy, which explains how we collect, use, and share information about our users. The privacy policy is incorporated by reference into these conditions.
If any provision of these conditions is invalid or unenforceable, it will be separated from the conditions, and the remaining provisions will remain in full force and effect. A failure to enforce a right or provision does not constitute a waiver. Laos.io may terminate its rights and obligations under these conditions at any time. These conditions represent the entire agreement between laos.io and each user.